The StackedLife Process
The problem with status quo financial planning
The financial institutions have 4 Rules:
1.
They want us to contribute money to them...
2.
on an ongoing basis...
3.
to hold for as long as possible...
4.
and then distribute the money back to us in a limited manner.
How do these rules affect us?
Giving up control of our money forces us into a "save up, spend down" mentality.
We are constantly in a state of worry over what the markets will do and how it will affect our plans.
This leads to questions like When will I be able to retire? How long will my money last? because you don't know anything about what will happen in the future with their money because its based on future unknowns and variables outside their control.
A better process that puts you in control
We help our clients do things differently. Instead of trying to grow a big retirement account, we focus on accumulating equity in assets that create a big retirement income.
When you have a big retirement income the answers to the questions above become much clearer because there are guarantees in place and you're not relying on "what if's"
When you have the answers to these questions you can take advantage of the changes coming in the future and never have to worry about money again
Learn how we can help you get started below:
The StackedLife Process
Step 1. Baseline Calculation
Assess your current financial situation according to your principles and objectives, not ours. This will give us the starting point from which we can create the rest of your financial map.
Know exactly what you have to work with
Gain the clarity needed to explore possibilities open to you
Step 2: Learn About the New Possibilities
You'll get expert guidance to explore products and strategies that are relevant to your specific requirements. No sales hype or pressure.
This step is 100% about finding ways to make what you're already doing even better and then accelerating that even further.
You’ll know exactly how and why everything works and how to pay for it.
Step 3: Implement Strategies
We'll guide you through the process of shifting wealth to fund the strategies you choose.
Implement strategies that promote acceleration of your assets.
Provides guarantees that market fluctuations wont affect that acceleration.
Step 4: 100% Ready with a Lifetime Relationship
Our clients always have access to our open door policy and cash flow technology to ensure ongoing optimization at the highest level.
Automatically capture every dollar that comes into your life and put it to use.
Position yourself to take advantage of any opportunities that we know will be coming in the future.
The Services We Offer
All of these services can be implemented throughout the StackedLife Process
Authorized Infinite Banking®
Become your own banker.
The Infinite Banking Concept® (IBC) is strategic capital accumulation that allows you to take over the banking function for the purpose of financing your large purchases and investments.
Increase liquidity and redirect the flow of money and interest away from the financial institutions and back into your own financial system.
Whole Life Insurance
The optimal platform for Infinite Banking®.
The guaranteed, fully-backed policy loan provision allows for safe leverage, giving every dollar in your system the ability to do more than one job at a time.
Business owners, investors, and high net worth clients experience even more benefits with significant tax savings and premium finance strategies.
Private Wealth Strategies
Growth without Wall Street risk.
Fully-backed private commercial lending and joint venture opportunities provide growth and income for you and/or your business, while always protecting your principal. The perfect complement to The Infinite Banking Concept®
What our clients say
Patrick W.
General Contractor
San Francisco, CA
"No pressure or sales pitches. He listened to my needs, and is helping me set up strategies for my business and my family’s future"
Stacey S.
Business Owner
New York, NY
"John helped us find a way to accumulate wealth without giving up the liquidity we need when an investment opportunity arises."
Andrew B.
Owner - Tech Consulting
Alameda, CA
"John has been the most important resource on my Infinite Banking journey. He’s part of my family’s advisory council now – just like our accountant, lawyer, and doctor."
Copyright© 2025 John D. Perrings, StackedLife Financial Strategies -- Terms & Conditions | Privacy Policy