About StackedLife

Everyone has the capacity to operate like a financial insider

During a 20-year career in Silicon Valley high tech, I saw first-hand how insiders used their money very differently than how the average saver is taught.

Rather than take on risk to get high returns, if you have control over a high-quality asset, you can safely earn multiple returns on that same asset.

This is the core of The Infinite Banking Concept™.

After living the principles of Infinite Banking for a decade, my financial life is peaceful, knowing I’m in control and ready to take advantage of future changes rather than react to them. Through my popular IBC podcast, I've educated thousands and directly helped hundreds take charge of their finances.

If you want to finally experience what it's like to be an insider and truly be in control of your money, keeping more of what you earn and earning more on what you keep, schedule your free consultation today.

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Innovative savings technology + whole life insurance that allows more of your money to earn.

Authorized IBC

Understand and implement the Infinite Banking Concept® with whole life insurance.

Private Lending

Eliminate Wall Street risk with strategies that increase equity and income.

Defer Tax

Defer capital gains tax on highly appreciated assets (stocks, businesses, crypto, real estate).

Meet Our Team of IBC Experts

John Perrings

Managing Director

Host: StackedLife Podcast

20 years prior experience in Silicon Valley tech and data centers. I help tech professionals create financial strategies to accelerate their careers into investor status.

Adrienne Patel

Financial Professional

Elder care and real estate expertise

15 years prior experience as an elder care agency owner and real estate investor. I help families and business owners grow today while safeguarding a legacy for tomorrow.

Dane Volek

Financial Professional

Families with special needs children

15 years prior stewardship as Head Brewmaster at San Francisco's own Anchor Brewing. I help families with special needs create a rock-solid plan so they never have to worry about their loved ones.

Here's What You Get When You Work With Us...

  • Authorized Infinite Banking:
    You’ll get principles-based insurance advice from Nelson Nash Institute-trained and state-licensed professionals. No “finance-bros” here. Never worry about getting sensationalized, incomplete, or inaccurate information about whole life insurance or IBC.

  • Customized Strategies:
    Start or expand with a design and premium amount that's right for you. This will be easy to stick with for years to come.

  • Thoughtful whole life insurance policy design:

    You’ll know exactly what you’re buying and why so that you can implement IBC with 100% confidence.

  • A complete financial snapshot:

    Learn about areas where money might be getting away from you to improve your financial life with little to no additional out-of-pocket

  • IBC Education applied to your areas of interest:

    Get the best strategies so you can set yourself ahead of the competition

  • Open-door client relationship:

    We’re in it for the long haul. Answers to your questions are just a phone call away, so you can stay on the cutting edge of what works.

What our clients say

Patrick W

General Contractor

San Francisco, CA

"No pressure or sales pitches. He listened to my needs, and is helping me set up strategies for my business and my family’s future"

Stacey S.

Business Owner

New York, NY

"John helped us find a way to accumulate wealth without giving up the liquidity we need when an investment opportunity arises."

Andrew B.

Owner - Tech Consulting

Alameda, CA

"John has been the most important resource on my Infinite Banking journey. He’s part of my family’s advisory council now – just like our accountant, lawyer, and doctor."

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