Articles

The Financial Planning Bubble

The Financial Planning Bubble

The Financial Planning BubbleJohn Perrings
Published on: 22/05/2025

Typical financial planning advice has created a modern-day bubble where everyone is buying the same assets (S&P 500 index funds) at any price.

Investing
Investing for the Long Term Requires More than Investing

Investing for the Long Term Requires More than Investing

Investing for the Long Term Requires More than InvestingJohn Perrings
Published on: 08/08/2022

We're often told that "investing for the long term" is the secret to financial success. But, as they say, if all you have is a hammer, everything looks like a nail...

Investing
Discovering The Tax Deferral Myth

Discovering The Tax Deferral Myth

Discovering The Tax Deferral MythJohn Perrings
Published on: 09/07/2022

A question was brought up by a client as to why you need the correct financial structure to benefit from tax deferral.

InvestingTax
On Leverage, Markets, and False Diversification

On Leverage, Markets, and False Diversification

On Leverage, Markets, and False DiversificationJohn Perrings
Published on: 10/02/2022

both stock-pickers and dollar-cost-averagers have a big problem.

Investing