Oakland, San Francisco, and the Bay Area
Implement the The Infinite Banking Concept® with a local, Bay Area Authorized IBC practitioner.
Are your financial decisions benefiting other peoples’ financial systems instead of your own?
Think about it: every time you pay cash, use credit or otherwise borrow money, whose financial systems are those transactions benefiting?
Because we are not taught to strategically accumulate capital, when we need money, we must go to outside sources who do know how. And they receive all the benefits (interest) for the use of that money.
Who are “they?” The banks, investment houses, retirement plan managers, credit card companies, and other lenders.
To access their money, there are usually some strings attached:
- Payback terms
- Control of your investment
- Interest rates that we may or may not be able to control
- Personal guarantees
And with today’s near-zero savings interest rates, many people are reluctant to keep too much cash for fear of missing out on lost growth. This provides further incentive to use use outside sources of capital.
What if all you had to do to drastically improve your financial life was change where you store your cash?
The Infinite Banking Concept®
IBC is a process, utilizing an ultra-safe, 200 year old financial product, dividend-paying whole life insurance, to take over some or all of the banking function in your life. Using life insurance as a place to store cash, you see the following benefits:
- Earns a respectable rate of return, ~40x that of a bank*
- Grows tax-exempt
- Liquid – you have 100% control and use
- Policy loan provision with no payback terms
If cash had value, is it possible that our financial decisions might change?
The Infinite Banking Concept® allows our clients to use money for two or more things at the same time. Instead of taking on high levels of risk in the hopes of earning a “high rate of return,” our clients have the ability to earn multiple rates of return with the same money. And do so with more control, pay less tax, and with a lot less risk.
Do what the banks DO, not what they SAY you should do.
Schedule a discovery call with us to find out how the Infinite Banking Concept might benefit you.
* Since IBC uses dividend-paying whole life insurance, rates of return are highly dependent on the individual’s situation, including their risk class, based on health