Hi, I’m John. I’d like to show you a better way to use money.
Conquer the dark, icy road of the stock market and the callous ineffectiveness of the banks.
Simply by realigning (“stacking”) assets in-line with a strategic layer of capital, it is possible to eliminate debt, permanently reduce taxes, and increase what you can spend today and tomorrow, in retirement. All with more control and less risk.
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Podcast
John Montoya and John Perrings host The Fifth Edition, a podcast where we discuss capital strategies, whole life insurance, and dive deep into the details around implementing The Infinite Banking Concept®.
Infinite Banking® is privatized banking, at the “you-and-me” level, to reclaim the banking function in your life, using the private, guaranteed, and permanent cash value of a whole life insurance policy as the platform for accumulating and deploying capital.
I couldn’t have asked for a better insurance advisor than John! He has proven tremendously knowledgeable in his craft. I learn something new every time we talk.
Ian, Engineer and REal Estate Investor
San Jose, CA
Free Best-Selling Book: Financial Planning Has Failed
This free PDF book will give you a look “behind the curtain” of the financial planning industry, as told by a former certified financial planner.
John has been the most important resource on my Infinite Banking journey. He’s part of my family’s advisory council now – just like our accountant, lawyer, and doctor.
Andrew, Business Owner: Technology Consulting
Alameda, CA
Articles
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