Main Content
Families • Business Owners • Investors
Savings Not Debt
Put your savings on auto-pilot and leverage your cash to pay-down debt, such as student loans and mortgages, in a fraction of the time
Reduce Opportunity Cost
Leverage your own savings for purchases and investments without interrupting the compounding of interest on your cash/savings
Protect Your Family - Permanently
Life insurance that protects your family legacy - and never expires
Guaranteed Growth
Cash Value grows at contractually guaranteed interst rates 20x higher than a typical savings account at a Big Bank
No Risk
Whole Life Insurance is a contract that is guaranteed to grow every year. Protect your wealth from the inherent risk of loss associated with Wall Street
Proven
Our recommended Mutual Insurance Companies have been in existence for over 150 years and have met their obligations through the worst downturns in our history such as the Great Depression and Great Recession
Book a 30 Minute Intro Call
What people are saying…
I finally found the savings and retirement alternative I've been holding out for since I started working. It feels good to see thousands of dollars in my policy and know that I can use that amount whenever I want. Raymond
Startup Software Engineer
Oakland, CA
I wanted financial security for my family in case something happens to me whether unexpectedly or after a long life, as well as building an asset to strengthen my family's overall financial strength. John helped me reach both of these objectives by designing a specific plan for me. Derek
Engineer, Alameda, CA
As a father, husband, brother, son and business owner, I support and cherish all the relationships I have with each person in my life. Before working with John at StackedLife I had no idea the opportunity I was missing out on to grow my business. Josh
Gym Owner, Brooklyn, NY
Free Primer
The Infinite Banking Concept® was created by R. Nelson Nash and first popularized in his book Becoming Your Own Banker.
The central action recommended by the book is to take control over, as much of the banking function as possible.
- Accumulate capital in an ultra-safe, liquid, tax-free environment (dividend-paying whole life insurance with a participating mutual insurance company)
- Leverage life insurance cash value to minimize or eliminate the use of outside capital (banks, mortgage lenders, consumer credit companies) and redirect interest to your own financial system
- Recover hundreds of thousands of dollars, or more, previously lost to taxes, fees, and lost opportunity cost, back into your financial life for your family to enjoy
Contents
Opportunity Cost
Most people are losing hundreds of thousands of dollars, over the course of their financial lives, due to lost opportunity cost.
An Introduction to Whole Life Insurance
Learn how dividend-paying whole life insurance, used as an ultra-safe, liquid cash asset, is the most powerful financial tool available to anyone today.
Risk and Rate of Return
The high-risk / high-return mindset is a dangerous way to invest. See the mathematical proof that "average rates of return" are truly meaningless measurements.
Power-Up Your Investments
Use money just like the banks do (not as they say you should); by using life insurance cash value to buy income generating assets and turbo-charge your investment returns
Financing Pitfalls
Can you really be getting a deal with 0% financing offers from auto dealers? Is paying cash for automobiles really the most efficient way to use your money?
The Truth about 401Ks and IRAs
Can you get ahead by giving up control and use of your money for 30 years? All other things being equal, is there really any advantage to deferring tax?
College Will Crush Your Retirement
The cost of college is going to hurt not matter how you pay for it. But don't fall for the lure of a 529 plan. Once that money is gone, you've lost the growth on it forever. There is a better alternative.