In this complimentary training video, I’ll walk you through an example of what is called “sequence of returns risk.”
Sequence of returns risk is a retirement spend-down issue that causes retirees to run out of money well before they had planned. This is most often caused by negative returns in their investment accounts that happen early in their retirement.
Since we can’t control when we experience positive and negative returns, this is a real problem that is best addressed by having a supplemental asset that is not correlated to the stock market.
Life insurance has proven, again and again, to be a perfect supplement to other retirement accounts. Used as a “buffer asset”, life insurance gives us more money to enjoy, for longer, during our retirement years, while we are still alive.
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Everything You Need To Know about Life Insurance
“Average” vs. Actual Rates of Return
Power-up Your Investments
Financing & Purchasing Pitfalls
The Truth About 401Ks
College will Crush Your Retirement
The Cost of Paying Cash
Is Whole Life Insurance a “Bad Investment?”