I started StackedLife after a 20-year career as a serial tech-startup employee in San Francisco.
Over those action-packed 20 years, including two major bubbles and corrections, I couldn’t help but notice that the financial tools and strategies available to most families and business owners today are not really designed to work in their favor.
The typical strategies involve giving up both control and use of our money. Employees lock their money away for 10, 20, 30, even 40 years using tax-deferred qualified plans. Businesses owners are incentivized to spend to get tax deductions. To access capital they must provide personal guarantees that put their personal (family) assets at risk.
Money is not just the math. It matters how and when it is deployed.
By focusing on capital accumulation and using Economic Value Added (EVA) principles, it is possible to align your business interests with your personal interests. Rather than choose one or the other, they can be “stacked” in line with each other so they work together.
Instead of relying on outside institutions for your capital needs, you can become the financial institution to meet your growth and cash flow objectives — without personal guarantees, without locking your money away for years, and without giving up control.
Do what the financial institutions do, not what they say you should do.
John D Perrings
Lic: CA 0M53288 // NY 1499812
1111 Broadway, 3rd Floor, Oakland, CA
(415) 505-8092 | email@example.com